Come and Enjoy authentic Greek food, entertainment and the fellowship of your friends and neighbors.
Gyros Gyro Sandwich ("YEAR-os")
Blend of lamb, beef and seasonings seared and stuffed in a pita, topped with diced tomatoes, onions and tsatziki sauce (a savory yogurt sauce with garlic and cucumbers).
Souvlaki k-bob ( "soo-VLAH-kee")
Choice of tender chicken or pork tenderloin marinated in olive oil and a blend of Greek seasonings, grilled to mouthwatering perfection, and served on a skewer with a slice of pita bread.
Pastitsio ("pas-TEET-see-oh")
Long macaroni layered with seasoned ground beef, topped with a thick cheese "Beschamel" sauce.
Spanakopita ("spa-nah-KoH-pita")
Delicate filo dough brushed with butter and layered with a filling of feta cheese, spinach and herbs.
Lamb Sandwich The sandwich will include slow roasted lamb marinated overnight in a secret blend of Greek spices, wrapped in a soft pita fold with lots of crumbled feta cheese and a homemade Greek marinara sauce. Made with Love!
And for deserts:
One of the most famous Greek desserts, galaktoboureko is a delightful milk and egg custard wrapped in thin sheets of phyllo dough and baked to a golden brown. It's a traditional Greek sweet, soaked in a light lemony syrup after baking. A true special occasion dish.
Sourota ("soo-roh-TAH")
A spice, nut and filo-rolled pastry resembling a hollow log, which is lightly dipped in honey syrup.
Baklava ("bahk-lah-VAH")
More than 40 layers of filo dough brushed with butter and layered with nuts and spices, then drizzled with honey syrup.
It's getting close to that time of year again. The greatest (almost) race in Naugatuck Ct. From the starting line at Maple and Water Streets,25,000 rubber ducks will plunge into the Naugatuck River in attempt to win a prize for their owner.
The Duck Days race is a fun event for the residents of Naugatuck and the surrounding towns and is a fundraiser for the area's non-profit organizations. Volunteers sell tickets and receive half of the proceeds at the post celebration banquet.
In the past, this event has raised over $175,000 in donations to help worthy causes in the valley.
The event has become a tradition for many families and local businesses. There is free entertainment on the town green just a block away; train rides on the 'Roamin Railroad; kids games and face painting.
There are actually two races. The first race is the Corporate Race, with over-sized ducks sponsored by local businesses. Entries are $100 and can be obtained by calling the businesses located on the Duck Day web site.
At 2 pm the main race kicks off. Prizes for this event are a 3 carat diamond gold bracelet, a 42" Panasonic plasma HDTV; 4 box seats tickets for the New York Yankees vs Philadelphia Phillies on June 15; a Nintendo Wii console and value bundle or the grands prize of $5,000. Locations for purchasing 'Duck Contestants' can also be found on the Duck Day web site.
This will always be the case in real estate as buyers will call the name on the yard sign believing they can get a better deal than if they use a buyer's agent to assist them.
The belief is that if there is only one agent in the transaction then the seller will lower the price, as there is only one commission to pay. Although this does happen if the seller and agent have agreed to a lesser commission if the property gets sold by the listing agent, more often than not if it can cost the buyer much more.
The primary loyalty of the listing agent is to the seller. Even though we know what their bottom line might be, we still need to get as much for the listing as we possibly can. When a prospective buyer asks ‘What is their bottom line?' we cannot spout the number.
Our job as a Dual Agent in this case, would be to give the buyer pertinent comparables and let their conscience be their guide.
When a buyer calls in their own agent on the transaction, they get an individual whose primary duty is to help them get the best deal they possibly can.
The Buyer's agent will get far more aggressive with the homework. Property records will be scrutinized to see if the home has had a sale in recent years. Sometimes a trip to town hall is in order to see what the town records show for liens and encumbrances. If that shows little, then it allows us to discuss a lower offering price with the buyer, especially if the home has been on the market for a while and they can work with the sellers' anxiety to get the home sold.
A buyer's agent can often times get a client a far better deal than the small percentage of savings that the seller might be willing to give up with only one agent involved.
Homebuyers need to exercise sound judgment when making a purchase this large that if done wrong can have financial repercussions long after the closing.
When in doubt, get a qualified agent that will work to your best interests, it could be the best investment you will ever make.
We're trying to get a young first time buyer couple to the closing table without addingto their down the road burdens. The problem is that what we would like to do isn't permissible.
The inspection brought up some items that do not directly effect the ability to close on time or the quality of life the young couple will enjoy. What it does do, however, is cause them to postpone doing some repairs to the home, detached garage, etc until they can come up with the money. The conventional alternatives would be to request seller concessions, which raises the mortgage and has a cap of 6% with an FHA mortgage. The other alternative would be to get a 203K rehab loan, which is not much different to the overall mortgage than seller concessions.
What we really need is a seller gift, or cash back at closing that doesn't impact the mortgage and would also not rely on the appraisal. The sellers have already agreed to the money requested, our problem is getting it back to the buyers without penalizing them.
There used to be the AmeriDream program which allowed the sellers to make a cash back grant to the buyers, all perfectly proper within the HUD. Unfortunately, the program ended and the new administration hasn't renewed it.
We no longer have the Federal Tax Rebate program to assist home buyers with a cash 'bonus' to help with the necessities that extra cash affords new home buyers when they first move into a house.
How great would it be if the seller, anxious to get their house sold, would rebate, voluntarily, some of the proceeds to correct those items that they new were questionable? This would be a grant available to all buyers, not just first timers. Everybody would walk away happy. The HUD would be satisfied and the monthly obligations of the new buyers would not be increased as they normally would be with the options currently available.
What's wrong with a seller's give back grant? All that would be needed would be a gift letter, much the same way the banks allow a relative to gift funds before a transaction is completed. This program would allow the sellers to gift funds after the transaction, sort of a generous house warming gift.
The concept of a buyer incentive is not newand probably dates back to the first consumer and their attempt to negotiate a great price on a wheel. As long as we have a competitive market place, merchants will attempt to gain the upper hand on their competition with discounts to get the consumer to enter their doors.
Who doesn't remember the different stamps that were offered as far back as the late 1800's by merchants as a reward for spending dollars on goods with the catalogs offering almost anything for the proper amount of books.
The time spent on putting those stamps into the books and persuading our parents to go back because we only needed another 20 stamps and we would qualify for a special gift.
Service stations offered the stamps as well, not because they feared not getting their share of the market, but to try and increase their customer base.
Auto manufacturers offered cash rebates and lower interest rates on new car financing to get their inventory moving. Many people bought at discount, but there were always those that waited for the right time to buy.
Manufacturers' coupons are probably the most likely predecessor to the stamps. In an effort to maintain market share as, discount coupons were given away in magazines, in newspapers and by direct mail, sometimes with small samples of the products to further tease the consumer.
Coupons are now offered on special Internet sites as the quest to get the buyers attention is a never ending task for marketing.
The one common denominator with all of these incentives was that the consumer would often take advantage of the 'gifts' but many times it was a smaller representation of the market that took these gifts. Many others continued to wait for the right time for their purchase and would forsake the discount for a better value.
Even our American Government did a throw back to old-time marketing with the first time buyer incentive that just ended.
Many people did try and take advantage of this gift as a way of getting into their first homes. It is highly likely that these people may well have been buying in the not to distant future, but if there was a special reward for buying now, why not take advantage of it.
As with any other marketing incentives that are offered, there will be people that take advantage of the opportunity. Others that do not like to cloud their judgment or prefer to make well thought out and logical choices will look for their deals in other ways and feel better about their choice.
As is always the case with a past program, somebody will regret the lost discount, but there will also be far more that don't care.
We don't have our Government Tax Rebate to help us with our marketing. Now we just have to use our common sense, and sell our services to make the buyers still out there realize that we do know how to get them a deal.
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