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Fascia's Chocolates, in Waterbury, Ct has been crafting chocolates for over 40 years, using only the freshest all natural ingredients. Each piece of chocolate that comes out of this candy kitchen is still made with the care and pride on which their reputation has been built. 

Started in 1964 by John & Helen Fascia, Fascias Chocolates makes over 50 types of hand made chocolates in numerous combinations such as Truffles, Dark chocolate non-pariels, milk chocolate wafers, almond butter crunch, malt balls and many others.

Fascia's Chocolates' most popular selections carried in their Classic collection feature their caramels, nuts, creams, truffle meltaways, and much more all dipped in their special blend of smooth milk and rich dark chocolate. Fascia's Chocolates are available in special packaging as corporate gifts for rewarding special occasions, or as special gifts for valued clients and associates.

Planning a wedding, baptism, anniversary or any type of special occasion? Fascia's Chocolates will prepare and package their chocolates to make that special day well remembered. Fascia's Chocolates is located in the South Commons Business Park at 2066 Thomaston Ave, Waterbury, CT. 

Fascia's Chocolates are available for purchase at it's facility in Waterbury, Ct or at several retailers in the area. They are also expanding the availability of their hand made chocolate to upscale, well-established retailers, such as gift shops, card shops, florists, cafes, gourmet stores, or maybe even some of the local wineries. 'Would you like to have a piece of Fascia's Chocolate, with that glass of wine? A gift from Fascia's Chocolates is the perfect way to leave a lasting impression.

Whether looking to buy or sell, we service the Greater Waterbury towns of Beacon Falls, Bethany, Cheshire, Naugatuck, Middlebury, Thomaston, Waterbury, Watertown and Wolcott 

Ed Silva  RE/MAX PARTNERS,  www.edwardsilva.com  203-206-0754 

A house is not a home until the personal touches are added. That wallpaper gets taken down and fresh paint is applied. Windows washed, flooring addressed either with new carpeting, shampooing the old owners out or maybe refinishing hardwood.

First time home buyers need to allow for necessary items to make that house a home, some of which can get overlooked quickly and start to run up some heavy dollars real quick. The enthusiasm to have a new home and manageable monthly payments as low as possible, have buyers making large down payments. Before you make that big commitment, make a checklist of what you have to take in, and what will be needed.

There is always the furniture to consider, unless a family member is making a gift of the not completely useless living room set. Appliances also need to be considered. Usually the kitchen will be acceptable as it is a necessity to getting the mortgage, but how good is that stove or refrigerator, and are you going to make weekly runs to the Laundromat?

All the door locks need to be changed and lets not forget the simple basics like window coverings. Want to put up sheets to keep the privacy? Homebuyers are very obvious at Wal-Mart, or Target, or whatever super store with the home furnishings in their shopping cart, all of which could run into hundreds of dollars.

Take a walk through the kitchen and make the list of items that need to be gotten just to cook that first meal. After all, eating out can get expensive. Remember how nice and clean the yard looked each time you drove by or came back for another showing? Well now it's your turn to get out the mower when the grass gets too tall.

For buyers of new construction, it can get even more interesting. The builder isn't going to put up the mailbox, nor would there be the shower curtains. A garage door opener isn't considered a home essential, but it certainly is nice when coming in on a rainy night and you forgot your raincoat.

Make the list of what you currently have. Then make a conservative list of what you might need keeping to the essentials. The home you might be leaving was not put together in 2 weeks, but took years of creation. Given what needs to be done to make a house a home, at least make sure there's enough money to get started. If you were thinking of putting down $10,000 maybe back of to $8,000. The monthly difference in the mortgage might only be $20, but that's still a lot better than running up the charge cards.

Dippy's Ice Cream , in Waterbury, CT is the place to go where everyone comes out with a smile. We all love ice cream, or as Homer Simpson so often says,  OOhhh, Ice creammmmm! Feeling a little down?  Want something of a pick-me-up? Who doesn't feel better after an ice cream?

Dippy's Ice Cream is a family operated store, having served ice cream since 1976.  Paul Depaolo, the owner makes all the ice cream fresh at the store, with 35 flavors of hard and of course soft ice cream. 

Need a special treat for a special occasion? get a great Dippy's  ice cream cake and watch how quickly it disappears. No worries about the frosting, and that special crunchy filling?, there are many a use for Oreo cookies.  Any shape, any size Dippy's Ice Cream in Waterbury, Ct makes them all.

As is often heard, you scream, I scream, we all scream for ice cream, and Dippy's makes them all. Doesn't matter what size, there's a shake, cone, or cup to suit all comers. Dippy's is a fun place to stop for a little while. The store is clean and has plenty of room for parking and "hanging out".

Inside are dozens of fresh treats packed into a freezer - Sprinkle Cones, cakes, sour cherry, fudge bars, snow cones, colored Popsicles, ice cream sandwiches and more.

Dear Procrastinating First Time Home Buyers:

I know you.  I've seen you in the mall on December 23rd. I've watched you race through town en route to the airport; screeching up to the terminal just in time to prevent your mom from giving up and getting in the cab.  I even saw you run over the neighbor's cat on your way to the post office on April 15th.  (Actually, disregard that last one.  I'm sure it was just a large stick).  You excel when the stakes are high.  You thrive on knowing you'll succeed where mere mortals would stumble.  Your methods are a bit unorthodox, but you always come through at the buzzer.  In most circles, I would be you.

The significant difference here is that I own a house.  For better or worse, I don't have a stake in the $8000 tax credit game.  You do though.  You have the opportunity to change your life for the better and you plan to do so. Tomorrow. 

My only concern is that tomorrow may not be when you think it is.  By now, you know the tax credit expires December 1st.  As this is month's away, I'm sure you've given little thought to actually looking for a house.  There are far more pressing deadlines to be dealt with.  I know you are busy, so I won't take up much more of your time.  But, you need to know...

December 1st is the wrong date.

To be eligible for the credit, you have to take possession by December 1st.  When everything was working well, it took around 30 days to close a loan.  These days, things don't work well very often and it's not going to get better once you and your brethren leave the couch.  Underwriters are scarce and banks aren't about to staff up for the onslaught knowing there is a going to be a huge void immediately afterwards.  It will take at least 45 days to close.  With that in mind,

October 16th is the real drop-dead date.

Reset your internal clock. 

NOW!!

This a copy of a post written by Erik Hitzelberger for ActiveRain