For Connecticut home owners that are under water with their mortgages, there may be another opportunity to talk directly with your lender about your loan and a loan modification.
The recently modified HARP, Home Affordable Refinance Program, may have made it possible to get out from underneath the burden of that large mortgage.
On Tuesday, November 15 at The Connecticut Convention Center in Hartford CT, representatives from some of the largest banks holding mortgages in the State will be there to answer questions and review your mortgage to see if you might qualify.
The Loan Modification Forum in Hartford CT will run from 10 AM to 7 PM.
Some of the lenders attending will be:Bank of America, GMAC, HSBC, JP Morgan Chase, First Niagara, McCue, People’s United, Wells Fargo, Webster Bank.
Housing counselors from the Connecticut Fair Housing Center, Statewide Legal Services and The Workplace Inc will also be in attendance and available for counseling.
The counseling session will be similar to the first mortgage application taken.
Borrowers who attend Tuesday's event should bring documents, including:
· most recent tax returns
· three most recent statements for bank, investment and retirement accounts
· most recent statements for all credit cards and loans.
A complete list of required documents and participating lenders and servicers is available at http://www.ct.gov/dob/homeowner.
If you are a home owner that will not qualify for the new HARP Program and need some assistance with selling your home as a short sale, I can help. Call me to set up an appointment to go through the short sale process.
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